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Insurance

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Household Finance
What you need to know about annuity surrender charges
Don’t give up your hard-earned money.
Family wrapped in bubble wrap.
Household Finance
Do I need life insurance? From simple protection to complex financial tools
Coverage, costs, and key considerations.

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Universal life insurance combines coverage with savings—but not without trade-offsLife insurance isn’t an investment.
How disability insurance helps to bridge the income gap when you can’t workDisability benefits, defined and decoded.
Disability insurance types: How to figure out what you needShort-term, long-term, and other disability coverage.

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Dental insurance: Is it worth buying?
Insuring those pearly whites can cost you some green.
Disability insurance types: How to figure out what you need
Short-term, long-term, and other disability coverage.
Do I need life insurance? From simple protection to complex financial tools
Coverage, costs, and key considerations.
HO-1 to HO-8: Comparing home insurance policy types
Eight policies to cover your property.
How disability insurance helps to bridge the income gap when you can’t work
Disability benefits, defined and decoded.
How short-term disability can help you weather an injury or illness
Income protection while you’re out of commission.
Is pet insurance really worth it? Let your pet be the judge
The dog ate my … wallet.
I’ve got a trip coming up. Do I need travel insurance?
Peace of mind is a good thing, but consider the cost.
Long-term disability insurance explained: Coverage, costs, and eligibility
Because bills don’t take sick days.
PPOs, HMOs, HSAs, and more: An intro to medical insurance types
Spelling out the alphabet soup of health-care plans.
Running the life insurance numbers: Determining your coverage
How much do you need, and how much will it cost?
Take cover: Why insurance is necessary and which types you really need
There are several safety nets to consider.
Term life vs. whole life insurance: Which is better for me?
Three questions to ask yourself.
Umbrella insurance: An all-weather financial tool to protect your assets
Extra coverage in case liability rains down.
Understanding cash-value life insurance: Pros, cons, and tax benefits
Savings and security—at a price.
Understanding different types of life insurance policies
Term versus permanent (plus plenty of subtypes).
Universal life insurance combines coverage with savings—but not without trade-offs
Life insurance isn’t an investment.
Vision insurance: Is it worth the cost?
Make the choice with clear eyes.
What does homeowner’s insurance cover, and how much do you need?
Protecting your property.
What if you can no longer work? Understanding short-term and long-term disability
Insuring the double whammy of injury and income loss.
What is an EOB? Understanding the explanation of benefits statement from your medical insurance
This is not a bill.
What is insurance and how does it work?
Premiums, payouts, and possibly profits.
What is life insurance and how does it work?
You could think of it as income insurance.
What you need to know about annuity surrender charges
Don’t give up your hard-earned money.
Wind, hail, floods, and more: How to insure your home against natural disasters
Acts of God can exact a toll.